|
Savings
Products
Valley Industrial Credit Union offers
several options for saving your hard earned
money.
Regular
Shares
As a member of the Credit Union, you
are also part owner, so your savings are
called
"shares".
- Must
maintain a regular share savings account
(with a)
- $5.00
minimum balance required
to keep your membership active
- A balance of $25.00
is required in order to earn
a dividend.
Share
Certificates
A competitive variety of
share certificate savings plans (CD's)
are available. Check with your credit
union for current CD rates and terms.
- With only a $500.00
minimum opening deposit, you can select
a 12,
18, or 24 month term.
- Check out our 6-month Specials
Christmas
Clubs
Christmas Clubs renew automatically
each year. The balance including dividends
earned, is deposited to your Regular Share
account the first week of October.
Vacation
Clubs
Vacation Clubs may begin at any time during
the year.
- Withdrawals are made at
your request
- You can make 1
withdrawal or transfer in a three month
period.
- $5.00
service fee each for additional withdrawals
and transfers.
IRA
Valley Industrial Credit Union offers
a variety of IRA
plans to fit your lifestyle. Select from
a Traditional, ROTH, or Education IRA.
IRA Savings
- No
minimum balance to open
- No
maturity date
- Contributions may
be made via payroll deduction
IRA Certificates
- $500.00
minimum deposit to open
- Choose from 12,
18, or 24 month terms
- Provides a higher yield than IRA
savings
|
